The information contained on this page is related only to the designated fund or funds shown above. As part of a BMO Life Assurance Company policy, you do not purchase units in this designated fund or a legal interest in any security.
Guaranteed Market Indexed Accounts are available for new Wealth Dimensions policies or in force Life Dimensions, Life Dimensions (Low Fees), or Wealth Dimensions policies, provided the issue date is on or after November 18, 2010.
A Guaranteed Market Indexed Account (GMIA) credits interest to the Fund Value of a universal life insurance policy on specified Interest Crediting Dates according to the terms and conditions for each Series being offered. Refer to the Fact Sheets found under each GMIA Series for more details.
Enhanced Market Indexed Accounts (EMIA) are available for new Wealth Dimensions policies or in force Life Dimensions, Life Dimensions (Low Fees), or Wealth Dimensions policies, provided the issue date is on or after November 18, 2010. Withdrawals or transfers from an Enhanced Market Indexed Account (EMIA) may be subject to Market Value Adjustment (MVA). Check your policy contract.
Minimum guaranteed interest rates are not applicable to amounts held in GIAs and EMIA in the Side Account.
Past performance is no guarantee of future performance. All returns are historical annual compounded total rates of return and reflect changes in yield and distributions reinvested. Managed Indexed, Managed Portfolios and Market Indexed accounts credit an interest amount mirroring the net rate of return of a specified underlying investment, less a BMO Life Assurance Company daily management fee. These rates of return do not reflect the current BMO Life Assurance Company management /universal life fee which must be taken into consideration when determining the net return earned on the account.
Information contained in this document is for illustrative purposes only and is subject to change without notice. The contents of this profile are provided for informational and educational purposes and are not intended to provide investment, tax or legal advice. While every effort has been made to provide accurate and complete information, BMO Life Assurance Company and Fundata Canada will not be held liable for any inaccuracies, errors or omissions in the information provided.
1-877-742-5244 / insurance.generalinfo@bmo.com
This Page Last Updated: Wednesday, February 4, 2026
