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For Universal Life Investment Accounts

BMO S&P 500 Index ETF (ZSP)

U.S. Equity

As Of: Dec 31, 2025

Fund Objective

The BMO S&P 500 Index ETF has been designed to replicate, to the extent possible, the performance of the S&P 500 Index, net of expenses.

Asset Allocation

Asset Percent
US Equity 97.27%
International Equity 2.50%
Cash and Equivalents 0.20%
Canadian Equity 0.04%
Other -0.01%

Sector Allocation

Sector Percent
Technology 42.82%
Financial Services 12.85%
Consumer Services 9.93%
Healthcare 9.27%
Consumer Goods 6.31%
Other 18.82%

Geo Allocation

Region Percent
North America 97.51%
Europe 2.41%
Latin America 0.08%

Top Holdings

Name Percent
NVIDIA Corp 7.74%
Apple Inc 6.86%
Microsoft Corp 6.14%
Amazon.com Inc 3.84%
Alphabet Inc Cl A 3.11%
Broadcom Inc 2.79%
Alphabet Inc Cl C 2.50%
Meta Platforms Inc Cl A 2.46%
Tesla Inc 2.16%
Berkshire Hathaway Inc Cl B 1.58%

Market Indexed Account

Category

U.S. Equity

General Info

Inception Date Nov 14, 2012
MER 0.09%
Total Assets
(in millions)
$21,084.08

UL Fees

Wave 33 to Wave 55
Life Dimensions (Low Fees) 1.75%

Fund Management Company

BMO Asset Management Inc.

Investment Style

This investment's style box characteristics are Large Growth.

Fund Growth

Period

Growth Summary

Table below lists the current growth and return for an investment of $10,000 at the fund's inception:

Investment Value $80,452.19
Rate of Return +704.52%
Values over period specified.

Legend

BMO S&P 500 Index ETF (ZSP)


Performance

1 Mth 3 Mth 6 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr Inception
Fund -1.7 1.2 11.8 12.3 12.3 23.2 15.8 14.3 17.5
Quartile 2 2 1 1 1 2 1 1 -

Calendar Performance

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 12.3 35.2 23.1 -12.6 27.5 15.7 24.5 3.4 13.6 8.2
Quartile 1 2 2 2 1 2 2 2 3 2

Volatility

Volatility: 6

Risk vs. Return

Period

BMO S&P 500 Index ETF (ZSP)

Median

Other - U.S. Equity

Risk & Tax Efficiency

3 Yr 5 Yr 10 Yr
Standard Deviation 10.86 12.80 12.77
Beta 0.98 0.97 0.99
Alpha 0.00 0.00 0.00
R-Squared 0.99 0.99 1.00
Sharpe Ratio 1.63 1.00 0.97
Sortino Ratio 3.16 1.59 1.42
Treynor 0.18 0.13 0.13
Tax Efficiency 97.87 96.97 96.28

Market Indexed Account

Category

U.S. Equity

General Info

Inception Date Nov 14, 2012
MER 0.09%
Total Assets
(in millions)
$21,084.08

UL Fees

Wave 33 to Wave 55
Life Dimensions (Low Fees) 1.75%

Fund Management Company

BMO Asset Management Inc.

Investment Style

This investment's style box characteristics are Large Growth.